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nate_8907

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    Drive-Thru 26 teaser....

    in Vinyl Collective Message Board

    Posted

    23 hours ago, FavoriteSights&Sounds said:

    I never shop at Urban Outfitters, living in PA where they are headquartered, the store's prices were insanely high. However, that variant looks pretty cool. 

    fwiw, I just ordered a $10 LP from their website and it came inside a standard whiplash, inside an oversized 4" mailer with heavy bubble wrap.  Some of the best shipping outside of Acoustic Sounds.

    Insuring your collection?

    in Vinyl Collective Message Board

    Posted

    3 hours ago, youspinmeround said:

    You need to read the fine print. Most standard policies have that 500 dollar limit for media that is off premise such as in your car etc.

     

    If its in your house, it should be up to the personal property limit.

     

    Every homeowners policy I have had has been like this and never distinguished contents based on Total loss or partial loss.

     

    Insurance companies have sub-limits on certain categories of items, like jewelry, firearms, collections, etc.  For me, records are a sub-limit at $500 total value insured.  A collector can always purchase a rider to increase the sub-limit value of certain categories.  The total personal property limit includes insurance up to all of the sub-limits, plus whatever does not have a sub-limit.

     

    https://www.progressive.com/answers/personal-property-coverage/

    https://www.allstate.com/resources/home-insurance/scheduled-personal-property

    Insuring your collection?

    in Vinyl Collective Message Board

    Posted

    On 11/26/2022 at 2:40 AM, V3XED said:

    .The way many work is your '$100k' in total coverage or whatever is actually split out into buckets by type of property, each of which have per-bucket maximum payouts regardless if your overall policy amount. 

     

    When I looked into actually covering the full value of my collection (median) it was going to be expensive AF.  Like 8% of the total value of.the collection annually. 

    THIS 100%.

    We are in the process of building a new home (almost finished) and our Progressive insurance has ~$250k in overall "personal property', however, it has a breakdown of $500.00 for records, cds, etc. 

    In the event of a total loss, i.e. the house burns down, the $250k will include the records along with everything else. 

    In the event of stolen records, water damage, i.e. not a total loss, then the $500.00 limit applies.

    My Discogs: min $82k, med $155k, max $266k. 

     

    The estimate to add a rider to insure the entire collection in the event that there is not a total loss was somewhere around $1,200/mo, which is not worth it and I would rather take the hit of the few records someone takes/get damaged, than pay $14k/year to insure them.

     

    Moving 4,000+ LPs was not an fun or easy task, so kudos to anyone who steals all of them out from under me in less than 15 minutes.

    Soon? The Mars Volta

    in Vinyl Collective Message Board

    Posted

    Just got my "replacement" (for the pressing issue on the beginning of each side) for the replacement of the replacement of De-loused and it's worse than the original one VMP sent me back in July. 🤷‍♂️

    Curious to know what the rest of the discography from GZ VMP will sound like

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