futures Posted January 4, 2016 Share Posted January 4, 2016 Because of the cold? Morning all. i'm hoping that's all its from. 2.5 hrs late to work bc of it =[ ALSO i was charged $400 for my health insurance premium that i terminated on 12/31/15. they said i gotta fill out all this paperwork to properly terminate it (which i wasnt told when i called at the beginning of december to make sure everything was in order since i was joining my employers plan on 1/1/16) and that it'll take 30 days for a refund. ugh. today is not my day. Quote Link to comment Share on other sites More sharing options...
DecayToDeath Posted January 4, 2016 Share Posted January 4, 2016 Part of the problem is just that my sleep schedule is fucked from going to bed at 4AM or later for two weeks You say that like I didn't do the same Quote Link to comment Share on other sites More sharing options...
THE_James_Champ Posted January 4, 2016 Share Posted January 4, 2016 haha, nice. I don't have an credit cards, and I like it that way. I fucked my credit up in my early 20's, when I moved to Florida. For years, I couldn't even get a credit card. Now, my credit score is so damn good. Last I checked I was up to a 760. Car financing helps big time, as long as you make the payments on time, and both the lady and I took out cards, bought stuff, and paid off the balances to help it as well. Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 i'm hoping that's all its from. 2.5 hrs late to work bc of it =[ ALSO i was charged $400 for my health insurance premium that i terminated on 12/31/15. they said i gotta fill out all this paperwork to properly terminate it (which i wasnt told when i called at the beginning of december to make sure everything was in order since i was joining my employers plan on 1/1/16) and that it'll take 30 days for a refund. ugh. today is not my day. Insurance companies suck. As for the battery, it was most likely from the cold. If you're weather has been the same as ours, it's gone from warm to quite cold quick, which is never good for a battery. Batteries should last longer than 2 years, but your cold cranking amps might going bad. You can always get it checked for free at an auto parts store, just don't let them convince you you need a new battery if you don't think you do. They should give you a print out with a bunch of values on it, that you can compare online. Quote Link to comment Share on other sites More sharing options...
futures Posted January 4, 2016 Share Posted January 4, 2016 I fucked my credit up in my early 20's, when I moved to Florida. For years, I couldn't even get a credit card. Now, my credit score is so damn good. Last I checked I was up to a 760. Car financing helps big time, as long as you make the payments on time, and both the lady and I took out cards, bought stuff, and paid off the balances to help it as well. thats how my bf was too. his was awwwful. its getting better, but not quite as good as yours just yet. i am very proud of my credit score tho lol. i have an 826 Insurance companies suck. As for the battery, it was most likely from the cold. If you're weather has been the same as ours, it's gone from warm to quite cold quick, which is never good for a battery. Batteries should last longer than 2 years, but your cold cranking amps might going bad. You can always get it checked for free at an auto parts store, just don't let them convince you you need a new battery if you don't think you do. They should give you a print out with a bunch of values on it, that you can compare online. thanks for this info! i hope its ok from now on. i also didnt drive it much this weekend bc of the holiday and all that. THE_James_Champ and chkadea 2 Quote Link to comment Share on other sites More sharing options...
GreatGreenOne77 Posted January 4, 2016 Share Posted January 4, 2016 Morning folks Morning ghost...not looking forward to this month. Our goals are jacked and it's serious business. And we've been so slow. Ugh I hate upped goals on the slowest fiscal month of the year... Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 I have no clue what my credit score is, but it's not bad since I qualified for a $100k loan a few years back. I'm pretty sure it's from car and cell payments, but I'm not sure. I had one credit card when I was 20, since I got zero interest for a year on appliances, and paid it off in like 3 months so I'm sure that helped. Quote Link to comment Share on other sites More sharing options...
GreatGreenOne77 Posted January 4, 2016 Share Posted January 4, 2016 Credit? What's that? Having nearly $100k in medical debt thanks to the good ol' health care system we have, I can't get credit for anything.... Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 Damn tires being so expensive. I doubt my current ones are going to work well if it snows more, since they are pretty worn. Even if I go with the cheapest all-season tires I an find, the Kelly Edge, and my 15% employee discount (corp. employees get 30%, lucky bastards), it's still like $500 for 4 tires, installation and an alignment. Edit: I do have snow tires, but I have not had to use them in 3 years. If they have not dry rotted, maybe I'll sell them to cover my cost. I really only needed them 2 or 3 years, when we got a lot of snow. Quote Link to comment Share on other sites More sharing options...
GreatGreenOne77 Posted January 4, 2016 Share Posted January 4, 2016 Damn tires being so expensive. I doubt my current ones are going to work well if it snows more, since they are pretty worn. Even if I go with the cheapest all-season tires I an find, the Kelly Edge, and my 15% employee discount (corp. employees get 30%, lucky bastards), it's still like $500 for 4 tires, installation and an alignment. These are the things I already don't miss about not having a car anymore. I always got used tires because who can afford new tires all the time? It's insane what they cost even if you go get cheapo Walmart ones... Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 These are the things I already don't miss about not having a car anymore. I always got used tires because who can afford new tires all the time? It's insane what they cost even if you go get cheapo Walmart ones... I don't trust used or cheap tires. I've always gotten pretty nice ones, that cost $100+ a tire, but these Kelly's are getting really good reviews and the guy at the shop where I got my tire patched said they were really nice, easy to balance, good ride and good warranty for the price. They are still $86/tire. At least they are goodyears, so I get my discount. I hate cars, I wish I didn't need one. I still need to get my O2 sensor fixed too. My check engine light has not come on in a while, so maybe I should try to get my e-check done this week. Hopefully it passes with it off, because you only get one free e-check every 2 years. It's like $50 after that. I need to get it done before the end of Feb. though, so I can renew my tags. Quote Link to comment Share on other sites More sharing options...
thebilljim Posted January 4, 2016 Share Posted January 4, 2016 Ugh...tires. I drive somewhere around 15-20k miles a year due to work, so getting new tires is about an every-18-months affair for me. Got new ones August of 2014, so I'm due for new ones soon. Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 That's a lot of driving. I've had my car for 11 years, and I'm just now passing 80k. I don't drive a lot. Quote Link to comment Share on other sites More sharing options...
thebilljim Posted January 4, 2016 Share Posted January 4, 2016 I bought my car in Dec. 2013 with 70k miles; it currently has about 128k. Some of that can be chalked up to multiple trips from NH to PA and back, about 1100 mile round trip, to visit family. Mostly it's from work though. I average about 250-300 miles per week just with reimbursable mileage, not counting personal driving & commuting. Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 I hate driving too much to drive that much. Good on anyone who can, but I start going insane after being in a car for like 15 minutes. Quote Link to comment Share on other sites More sharing options...
thebilljim Posted January 4, 2016 Share Posted January 4, 2016 WELP THE NEW NEUROSIS ALBUM IS DONE. Per Scott Kelly on Instagram. Quote Link to comment Share on other sites More sharing options...
Dominic_ Posted January 4, 2016 Share Posted January 4, 2016 WELP THE NEW NEUROSIS ALBUM IS DONE. Per Scott Kelly on Instagram. I really hope that the box doesn't get bumped back :c Quote Link to comment Share on other sites More sharing options...
Dominic_ Posted January 4, 2016 Share Posted January 4, 2016 I feel really stupid because someone offered me $60 for my copy of this but I couldn't part with the fucker. http://www.discogs.com/Hirano-Aya--Chihara-Minori--Yuko-Goto-Hare-Hare-Yukai/release/976177 Quote Link to comment Share on other sites More sharing options...
Guest Posted January 4, 2016 Share Posted January 4, 2016 Well if you enjoy it, why part with it? $60 is a lot for a 7", but if it means more than that there is no problem. You'd be stupid if you turned down a $150+ offer though. Quote Link to comment Share on other sites More sharing options...
Dominic_ Posted January 4, 2016 Share Posted January 4, 2016 Well if you enjoy it, why part with it? $60 is a lot for a 7", but if it means more than that there is no problem. You'd be stupid if you turned down a $150+ offer though. Yeah, I'd have to let it go for that much. I paid $16 though. I hardly ever listen to it because the songs honestly aren't that great but I love the hell out of the thing based on the name attached to it. Looks like there have been three total sales on Discogs too. One is mine for $16, and the other two were $75 and $80 Quote Link to comment Share on other sites More sharing options...
Dominic_ Posted January 4, 2016 Share Posted January 4, 2016 Every time someone posts something for sale with certain tags I keep forgetting I already own stuff until I click. "Graveface" tag just got me hoping he had Appleseed Cast stuff but I already own all their releases minus a 7". I may have too many records :c Quote Link to comment Share on other sites More sharing options...
Dominic_ Posted January 4, 2016 Share Posted January 4, 2016 Yeah, I'd have to let it go for that much. I paid $16 though. I hardly ever listen to it because the songs honestly aren't that great but I love the hell out of the thing based on the name attached to it. Looks like there have been three total sales on Discogs too. One is mine for $16, and the other two were $75 and $80 Speaking of this, does anyone happen to randomly have an empty MiniDisc, or better yet, an empty MiniDisc and a way to burn tracks? Based off my comment/observation from last night I'd weeb my pants if I could put those two tracks on one. Quote Link to comment Share on other sites More sharing options...
chkadea Posted January 4, 2016 Share Posted January 4, 2016 Good afternoon lovelies! Hope today is flying for those of you back at work, so you can enjoy the rest of your day Think today is a baking day at my house - delivering goodies to friends back at it could cheer them up a little. Debating between éclairs or cannoli... Quote Link to comment Share on other sites More sharing options...
llamaface Posted January 4, 2016 Share Posted January 4, 2016 I bought my car in Dec. 2013 with 70k miles; it currently has about 128k. Some of that can be chalked up to multiple trips from NH to PA and back, about 1100 mile round trip, to visit family. Mostly it's from work though. I average about 250-300 miles per week just with reimbursable mileage, not counting personal driving & commuting. Do you get an allowance up front or do you get paid for mileage? I kinda wish I got an allowance, because I've heard from guys that get one that they then claim the mileage on their taxes as well. I can't remember what I claimed last year for my mileage, but it wasn't a lot since I hadn't been with the company long. This year is a whole bunch. Quote Link to comment Share on other sites More sharing options...
radiatorhums Posted January 4, 2016 Share Posted January 4, 2016 Every time someone posts something for sale with certain tags I keep forgetting I already own stuff until I click. "Graveface" tag just got me hoping he had Appleseed Cast stuff but I already own all their releases minus a 7". I may have too many records :c You don't have too many records until you physically cannot store them. Quote Link to comment Share on other sites More sharing options...
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