aviolentworld

I actually got a free sample from them and that's why I started this thread.   I have never used any product in my beard so I figure I would try it out.  My wife didn't like the biker blend I got because it had patchouli in it.  

I've been getting into bad ass beard care's products recently. I love their scents. So far I have the Thanksgiving, & Christmas holiday scents, and also the Mountain Man. 
https://badassbeardcare.com
use this referral code for a free sample.  MANISHP42110 

Not at all.  I believe the one I have (and linked to) is one of the best ones there is.  All the reviews seem to be pretty good as well.

Wash it every other day with Jack Black’s (no not the actor) all-over body wash: https://www.amazon.com/dp/B000HP5G70/ref=cm_sw_r_cp_api_i_CzIvCbK93V6VD
 
On the days I don’t wash it, I use Texas Beard Company’s oil after my shower: https://www.texasbeardcompany.com/all-products?adgroupID=23513340423&campaignID=337473183&gclid=Cj0KCQiAnNXiBRCoARIsAJe_1cq_gBQNkX8_Fegk-7V4D4pXU9r_iIweseaINEQgkJTdJZ4Hrbjy_M8aAswaEALw_wcB&keyword=texas beard company&matchtype=e
 
Then I comb the oil through with a ZilberHaar boar hair brush: https://www.amazon.com/dp/B00Q5JHGVQ/ref=cm_sw_r_cp_api_i_9BIvCbFPHMFW8

My girlfriend made me a diy that worked great.  Don't put too much stock into fancy or expensive names. Its all the same shit. 
 
She used jojoba oil, almond oil and a few choice essential oils. 
 
I remember her saying it wasn't super cheap but she uses essential oils for other things so those she had around.  
 
Im not sure about cocunut oil but im sure its fine. Just trying it on its own to see how you like it first. In a pinch ive put olive oil in my beard so honestly whatever you like will work. 
 
I have a balm as well but i bought it at a local market so dont know much about it. Balms are nice because you get a bit of sculpting with it. 
 
WITH that all said I have been using Queen Bee from Lush, its not specifically for beards but i think it works amazing, it melts in your hand really well so its a good medium between oil and balm, plus I love the smell, here is the link
https://www.lush.ca/en/hair/styling/queen-bee/05939.html
 
Happy bearding! 

I do enjoy Grave before shave’s products. The beard wash smells super great and the oils are nice. As far as brushes, I like a bamboo brush and grave before shave sell them also

anything bold is a boot, unless I missed something in the list.  If you got anymore questions hit me up.
12"
Misfits - American psycho - Geffen - black promo Misfits - Beyond evil - Halloween - black boot Misfits - Collections - Plan 9 - black w/previously unreleased sticker Misfits - Descending angel - Misfits - black Misfits - Earth a.d. - Plan 9 - black Misfits - Earth a.d. - Plan 9 - black w/slight print error on sleeve. signed by jerry only Misfits - Evilive - Aggressive rock - black (osterstr) Misfits - Evilive - Aggressive rock - black (theaterstrabe) Misfits - Friday the 13th - Misfits - green/red split/350 Misfits - Land of the dead - Misfits records - green/2500 2nd press Misfits - Meet the nutley brass - Misfits records - orange/yellow inside out/666 Misfits - Project 1950 - Misfits - highlighter yellow reissue Misfits - Project 1950 - Misfits - yellow w/green splatter/300 reissue Misfits - The devil's rain - Misfits - black gatefold w/holographic cover Misfits - Twilight of the dead - Misfits - blue Misfits - Vampire/Zombie girl - Misfits - clear w/red 500 Misfits - Walk among us - pink Misfits - Walk among us - Rhino - blue/1250 RSD Misfits - Walk among us - Rhino - purple RSD EUR Misfits - Walk among us - Rhino - red/1250 RSD Misfits - Walk among us - Ruby - clear/500 RSD Misfits - Walk among us - Ruby - purple vinyl w. purple/green sleeve Misfits - Walk among you - Bad joker - black boot/500 Misfits - Wolfsblood - Aggresive rock - black w/silver center labels Misfits Beware complete singles... Horror business black Misfits Collection II Caroline black Misfits Collection II Caroline black Misfits Collection II Caroline green Misfits Collection II Caroline red Misfits Collections Plan 9 black Misfits Die die my darling Plan 9 black 1st press w/hot pink logo Misfits Die die my darling Plan 9 black repress with barcode Misfits Earth ad Plan 9 black   Misfits Earth ad Plan 9 black 1st press Misfits Evilive Aggressive rock black Misfits Evilive Caroline black Misfits Evilive Caroline black 1st press w/plan 9 logo Misfits Evilive Plan 9 brazil picture disc Misfits Famous monster Roadrunner picture disc Misfits Famous monsters Roadrunner purple Misfits Famous monsters Roadrunner yellow Misfits Ghouls nights out Out of darkness black Misfits I turned into a martian Sonically Stealing black Misfits Legacy of brutality Plan 9 black Misfits Legacy of brutality Plan 9 black 1st press Misfits Legacy of brutality Plan 9 brazil picture disc Misfits Necronomicon black Misfits Static age Caroline black Misfits Static age Caroline black Misfits Static age Caroline black w/different barcode Misfits Static age Caroline yellow Misfits Walk among us Plan 9 brazil picture disc Misfits Walk among us Primeiro Mundo black Misfits Walk among us Rhino black repress Misfits Walk among us Ruby black w/red ruby writing cover? Misfits Walk among us Ruby/Warner bros. black green logo/purple sky Misfits Walk among us Ruby/Warner bros. black green logo/purple sky Misfits Wolfsblood Aggressive rock black

7"

Misfits - 3 hits from hell - Plan 9 - 1st press w/different matrix etchings Misfits - 3 hits from hell - Plan 9 - white/400 Misfits - Beware - black boot Misfits - Beware - boot/blue Misfits - Bullet - black boot Misfits - Cough/cool - boot Misfits - Dig up her bones - Geffen - blue Misfits - Evilive - boot Misfits - Halloween - boot - orange vinyl Misfits - Halloween - Plan 9 - boot Misfits - Horror business - boot Misfits - Horror xmas - Misfits - blue/777 Misfits - Horror xmas - Misfits - green/777 Misfits - Live in 79 the perfect crime - boot Misfits - Night of the living dead - Plan 9 - black boot Misfits - Spook city u.s.a. - Plan 69 - black boot Misfits - Spook city u.s.a. - Plan 69 - purple boot Misfits - Xmas - Misfits - black w/shiny cover Misfits/Lemonheads - Split - Rhino - pic disc RSD

I'm gonna put that 40 dollars into a low cost index fund.  fuck that shit. 
 

if things don't work out with beardacus send me a pm shitty.  i got the blue/black/75.

I put $10 also. Wish I could do more but tax season killed me.

Not much, but I donated $10 again this year. Your daughters are so precious.

hmm.  made sure i was logged out of my email and i was able to get in through the link.  try again and if not try again later..haha

Better to start now.  Don't want to be 65 and not have a little nest egg growing.
 
Does your company match your contributions for your pension?  I'm really glad my mom told me to invest in my 401k when I was younger.    I wish I would of contributed sooner and actually learned where my 6% was going though.
 
 My wife and I have been listening to Dave Ramsey and following his steps.  Mutual funds and stocks is one of the only things I really don't get.  Will probably learn more when I meet with my Financial Advisor.  
 

I'm just a schmuck who's 37 and finally have been contributing to my state job's pension for 1.5 years. Following for an interesting topic.

Right, I see. I dealt with an ESOP, not an ESPP now that I think about it. I mixed the two up.  I dealt with a company separation awhile back, so I went through tax hell trying to figure everything out.  I think you're right. You wouldn't be able to roll over directly, but if you sold it and then contributed to an IRA, it would lessen the impact of the capital gains in theory I suppose.
 
Well, wish you the best of luck figuring everything out!

*Also not an expert but have dealt with this stuff at another company and heavily invested in the market+ a tiny bit in crypto*
Youll get taxed out the wazoo on that, and it'll be more painful if you don't sell them during the correct offering period. Most ESPP plans have the small print rules for how not to get taxed as well as other stipulations. I would recommend rolling your ESPP distributions over into an IRA/IRA Roth and then diversifying your spread of investments to avoid distribution taxes. 
 
Fidelity is really great and super easy to setup.  Might check them out. Would recommend getting proffessional help that knows the tax code extremely well because you can get screwed really easily. Lowes, like most companies, should have free pros to help through whatever institution they use for their retirement plans.

I was hoping this would be about investing for retirement with records 

caveat: not a financial advisor. the markets been pretty volatile the last 2 months and I think most of us believe the unprecedented growth of the last year is due for further correction.
 
on face value, lowes doesnt seem like a bad stock, ratios look good, etc. i dont think its a $110 value (not sure why it went up 50% in two months) but then it corrected with the rest of the market in February and then again when the tariff nonsense was announced (also looks like they missed earnings projection right around 3/2). I personally think its very risky to have a large portion of your retirement tied up in a single companies stock, but Lowes seems like a top-half selection as far as stock values go.
 
mutual funds are also going to be hit with market corrections, so its very likely your portfolio would have had exactly the same downturn had you been 100% in the growth fund. i just think single companies are risky, but there is no reason why well-run companies with stable profits and a strong market couldnt be a major part of a portfolio.
 
also they pay dividends and have some relative Amazon-proofness
 
just my thoughts

It was at the highest it's ever been a month ago at 105 dollars.  It went down to 85 recently.  Looking at my 2 funds in the 401k there was a greater percentage loss from the lowes single stock.  I think I will move if it goes back to around the same price.  

First time I’ve seen true zero hook on someone’s list ! 

send me your tax refunds

New Clowns Album in this week and a new EU press of Bad Blood.....go have a listen....they rule
 

Done!

I will donate here soon. We have a good friend with a 12 year old daughter with cf. It really is a terrible disease. You have two beautiful little girls man, my thoughts and prayers are with your family.