Green Tea Papi Posted July 12, 2013 Share Posted July 12, 2013 False, you buy three of the pink one. This pink is a lovely color for vinyl Quote Link to comment Share on other sites More sharing options...
abovetheearth Posted July 12, 2013 Share Posted July 12, 2013 Omg. I have got to shave this face. Beginning/mid growth is so irritating. My stache it's so coarse. I can grow it over lunch break. How can you guys do it? Argh. Especially in 100+ heat! Quote Link to comment Share on other sites More sharing options...
thebiglebowski Posted July 12, 2013 Share Posted July 12, 2013 I have to leave it a little long or I get ingrown hairs. Have to pull them out with tweezers and it looks like acne for a day or two. Figured out how to avoid them though. Quote Link to comment Share on other sites More sharing options...
maxnadz Posted July 12, 2013 Share Posted July 12, 2013 Has anyone had these? Yes they're real. Quote Link to comment Share on other sites More sharing options...
steventangent Posted July 12, 2013 Share Posted July 12, 2013 Decision made. This is my last night cuddling him. Hurts. But it's for the best. Quote Link to comment Share on other sites More sharing options...
Korgull Of Morgoth Posted July 12, 2013 Share Posted July 12, 2013 Decision made. This is my last night cuddling him. Hurts. But it's for the best. Quote Link to comment Share on other sites More sharing options...
fooood Posted July 12, 2013 Share Posted July 12, 2013 Has anyone had these? Yes they're real. I want to pick these up to display them. I like collecting sports stuff and shaq is cool!I don't know if they are good though. Quote Link to comment Share on other sites More sharing options...
controlthebleeding Posted July 12, 2013 Share Posted July 12, 2013 Decision made. This is my last night cuddling him. Hurts. But it's for the best. Quote Link to comment Share on other sites More sharing options...
futures Posted July 12, 2013 Share Posted July 12, 2013 A band is putting up a PO. You really like this band, and are really excited about this release. You look on the PO website and it has 3 different colors of vinyl to choose from. Do you buy the one that looks the best to you, or all 3? Just a question. I would just buy 1. Unless its I Can Make A Mess. Then I buy them all. Quote Link to comment Share on other sites More sharing options...
futures Posted July 12, 2013 Share Posted July 12, 2013 Decision made. This is my last night cuddling him. Hurts. But it's for the best. I'm so sorry Steve. But at least he won't be in pain anymore. I know it's easier said than done, but just think of all of the memories you have of him throughout the years. Quote Link to comment Share on other sites More sharing options...
Guest realtalk Posted July 12, 2013 Share Posted July 12, 2013 Looks like a nice day out today! Quote Link to comment Share on other sites More sharing options...
turbobrando Posted July 12, 2013 Share Posted July 12, 2013 Decision made. This is my last night cuddling him. Hurts. But it's for the best. Sorry to hear about your cat Quote Link to comment Share on other sites More sharing options...
turbobrando Posted July 12, 2013 Share Posted July 12, 2013 I just made my first loan payment today for school. Goodbye $300. I hardly knew you... Quote Link to comment Share on other sites More sharing options...
Man Suits Posted July 12, 2013 Share Posted July 12, 2013 I just made my first loan payment today for school. Goodbye $300. I hardly knew you... I haven't started to pay mine yet. This is my senior year. I should be going to grad school after this. I cringe every time I think about how much money I will owe. Quote Link to comment Share on other sites More sharing options...
turbobrando Posted July 12, 2013 Share Posted July 12, 2013 I haven't started to pay mine yet. This is my senior year. I should be going to grad school after this. I cringe every time I think about how much money I will owe. Honestly, it could be a lot worse. I owe about $30k, but my brother owes about $75k. Then again, he also has two degrees and will be making bank once he gets his CPA (he's an accountant). I plan on going back to school as well for an MBA not next year, but the year after. I'm hoping at least haha Quote Link to comment Share on other sites More sharing options...
thebiglebowski Posted July 12, 2013 Share Posted July 12, 2013 Obviously it is better to owe nothing but the rule of thumb is that if you owe less than 1 year's expected salary then you are in good shape. Get in over this, and you probably did not make a smart investment (at least, from a pure financial perspective). Quote Link to comment Share on other sites More sharing options...
turbobrando Posted July 12, 2013 Share Posted July 12, 2013 Obviously it is better to owe nothing but the rule of thumb is that if you owe less than 1 year's expected salary then you are in good shape. Get in over this, and you probably did not make a smart investment (at least, from a pure financial perspective). Which I do, so I'm alright with it, especially since it's mostly interest in which I can claim on my taxes and get a nice refund next year Quote Link to comment Share on other sites More sharing options...
thebiglebowski Posted July 12, 2013 Share Posted July 12, 2013 Which I do, so I'm alright with it, especially since it's mostly interest in which I can claim on my taxes and get a nice refund next year Yep. Especially if they are at the old rates for federal loans (around 3.5%). If you deduct them (assuming a 25% tax bracket) then it is like paying 2.6% interest. Plus there are considerations for expected inflation. If you can't figure out a way to make 2.5% on your money (thereby making it smarter to invest extra money than to pay off loans quicker) then that person needs to give their money to someone else and have them managed it for them. Someone who hits the limit on student loan deductions ($2500) or has higher interest rate private loans (6%+) might have tougher calls to make. Quote Link to comment Share on other sites More sharing options...
turbobrando Posted July 12, 2013 Share Posted July 12, 2013 Yep. Especially if they are at the old rates for federal loans (around 3.5%). If you deduct them (assuming a 25% tax bracket) then it is like paying 2.6% interest. Plus there are considerations for expected inflation. If you can't figure out a way to make 2.5% on your money (thereby making it smarter to invest extra money than to pay off loans quicker) then that person needs to give their money to someone else and have them managed it for them. Someone who hits the limit on student loan deductions ($2500) or has higher interest rate private loans (6%+) might have tougher calls to make. Yeah. I know that my brother can help me and steer me in the right path now that I actually make money Quote Link to comment Share on other sites More sharing options...
henster311 Posted July 12, 2013 Share Posted July 12, 2013 im fucked with student loans. for the next decade i am screwed. probably longer. its seriously a liferuiner. its so annoying and scary at the same time. also sucks because my parents co-signed the loan, so whatever happens to me, happens to them. now im just mad. Quote Link to comment Share on other sites More sharing options...
henster311 Posted July 12, 2013 Share Posted July 12, 2013 Decision made. This is my last night cuddling him. Hurts. But it's for the best. so sorry man...i know this sucks a lot. what's his name? Quote Link to comment Share on other sites More sharing options...
turbobrando Posted July 12, 2013 Share Posted July 12, 2013 im fucked with student loans. for the next decade i am screwed. probably longer. its seriously a liferuiner. its so annoying and scary at the same time. also sucks because my parents co-signed the loan, so whatever happens to me, happens to them. now im just mad. Don't beat yourself up over it honestly. I have a good friend who graduated with the same degree as me. Took out the max almost every semester he was in school. Now he has massive school loan payments, a car payment and has a child to boot. And with your parents co-signing, they can be dropped as a co-signer after so many years as long as you have good credit Quote Link to comment Share on other sites More sharing options...
Man Suits Posted July 12, 2013 Share Posted July 12, 2013 im fucked with student loans. for the next decade i am screwed. probably longer. its seriously a liferuiner. its so annoying and scary at the same time. also sucks because my parents co-signed the loan, so whatever happens to me, happens to them. now im just mad. Bro, I don't have to deal with this yet, but I'm kind of in the same boat with you. Also, the career that I'm thinking about going into doesn't pay very well. It's just something that I want to do because I love doing it, and I want to do it. So I have to adopt this "love what you're doing" mentality before I go crazy. My parents are very supportive though. I mean they don't make much money at all (they're struggling quite a bit actually), but they've said that they will help me out in paying all this off if I ever need it. It's actually very depressing to think about. Quote Link to comment Share on other sites More sharing options...
steventangent Posted July 12, 2013 Share Posted July 12, 2013 so sorry man...i know this sucks a lot. what's his name? Oddly enough, it's Dog. I'm gonna carry this over to the pet thread later. Probably. Or not. I just buried him and now I have to go to work. Quote Link to comment Share on other sites More sharing options...
tokimedo Posted July 12, 2013 Share Posted July 12, 2013 im really sorry man. i was in your position in 2007 and its one of the hardest things ever. hang in there. Quote Link to comment Share on other sites More sharing options...
Recommended Posts
Join the conversation
You can post now and register later. If you have an account, sign in now to post with your account.
Note: Your post will require moderator approval before it will be visible.