paynegretzky Posted September 9, 2013 Share Posted September 9, 2013 has anyone successfully consolidated their student loans? I've been out of school for a few years and not even close. My student loans and line of credit equal out to a nice car payment every month... so saddening. Quote Link to comment Share on other sites More sharing options...
abovetheearth Posted September 9, 2013 Share Posted September 9, 2013 did you see her last post? it got real in there. no..dammit. whatd it say? Quote Link to comment Share on other sites More sharing options...
Guest Posted September 9, 2013 Share Posted September 9, 2013 has anyone successfully consolidated their student loans? I’m friends with a girl who’s about 90k in debt with loans right now. biggest problems I’ve heard are that you can only consolidate federal with federal and private with private. and all the loans have to be in your name. so you can’t consolidate with your husband/wife, or if your parents took the loans out in their name. I’m in the process of paying of my very last school loan. It’s been haunting me for a while, but It’s almost gone. I’m so excited. Quote Link to comment Share on other sites More sharing options...
futures Posted September 9, 2013 Share Posted September 9, 2013 did you see her last post? it got real in there. Nooo I didn't! The last thing I saw was her claiming I was crucifying her. Quote Link to comment Share on other sites More sharing options...
Emo Revival Posted September 9, 2013 Share Posted September 9, 2013 Lotta great threads are getting deleted. Between the La Dispute one and the dude asking people to pay his medical bills, this board is losing some comic gold. Quote Link to comment Share on other sites More sharing options...
bigbruise Posted September 9, 2013 Share Posted September 9, 2013 Dude who can't pay his medical bills was spotted in a FS thread asking to make payments on an item. haha fooood 1 Quote Link to comment Share on other sites More sharing options...
oohdoiloveyou Posted September 9, 2013 Share Posted September 9, 2013 oh man I want to know what went down! I was actually reading that la dispute thread last night, but I've never actually listened to them before so I had nothing good/bad to say. Damn. Had to call her out in the tumblr thread though. Quote Link to comment Share on other sites More sharing options...
maneatingcow Posted September 9, 2013 Share Posted September 9, 2013 I totally missed the whole La Dispute thread. I mean I saw it but was never compelled to open it, looks like I missed out. Quote Link to comment Share on other sites More sharing options...
Derek™ Posted September 9, 2013 Share Posted September 9, 2013 did you see her last post? it got real in there. Oh man. Please paraphrase when you get the chance. henster311 1 Quote Link to comment Share on other sites More sharing options...
henster311 Posted September 9, 2013 Share Posted September 9, 2013 Oh man. Please paraphrase when you get the chance. Quote Link to comment Share on other sites More sharing options...
Guest Posted September 9, 2013 Share Posted September 9, 2013 i don’t want to misquote, because I already think i was enough of a dick to her, but it went something like:what is your problem?! something something la dispute somethingI’m an art student and I have a tumblr and I think I have a lot of interesting things to say and contribute to conversations around here. Quote Link to comment Share on other sites More sharing options...
Derek™ Posted September 9, 2013 Share Posted September 9, 2013 So much, in fact, that she felt the need to completely erase her thread despite a little criticism towards her favorite band? Okay. Quote Link to comment Share on other sites More sharing options...
henster311 Posted September 9, 2013 Share Posted September 9, 2013 I’m friends with a girl who’s about 90k in debt with loans right now. biggest problems I’ve heard are that you can only consolidate federal with federal and private with private. and all the loans have to be in your name. so you can’t consolidate with your husband/wife, or if your parents took the loans out in their name. I’m in the process of paying of my very last school loan. It’s been haunting me for a while, but It’s almost gone. I’m so excited. haha so happy for you, i really am. this shit is a life ruiner. im not 90k in debt, but not far from it. ive tried consolidating with wells fargo and they shot me down, for reasons that didnt make sense to me. literally, they words and phrases they used, i was clueless. so im trying to get an updated credit report and try other banks. i have 2 fed loans and one private. my private loans is not much at all and no late fees so im not as worried about that one.but my fed loans are fucking stupid. and yes my parents co signed my loans, but we have a family friend who is aiding me in this to get it figured out. she deals with this stuff all day, but theres only so much she can do...its just really frustrating when i know i cant pay it, or my calls up crying and upset because there's a letter in the mail saying that im destroying their credit and how they cant refinance because of these loans...now that ive said all of this, im just mad. i miss my parents so much but never wanna call them because they are gonna talk about these loans. and they know its hard for me and they know im not just NOT paying, i cant afford it. f me. i also feel bad complaining about loans, i know other people have it worse, loan wise and all the other stuff life throws at us. Quote Link to comment Share on other sites More sharing options...
henster311 Posted September 9, 2013 Share Posted September 9, 2013 i don’t want to misquote, because I already think i was enough of a dick to her, but it went something like: what is your problem?! something something la dispute something I’m an art student and I have a tumblr and I think I have a lot of interesting things to say and contribute to conversations around here. do we know her tumblr? Quote Link to comment Share on other sites More sharing options...
oohdoiloveyou Posted September 9, 2013 Share Posted September 9, 2013 do we know her tumblr? they're in her sig. I recommend the poetry one. Quote Link to comment Share on other sites More sharing options...
Guest Posted September 9, 2013 Share Posted September 9, 2013 Even though I am well over $60k deep in student loan debt, I am glad that they are all in my name. All I can do now is chip away at it... On the plus side, a good chunk of that loan money went toward my record and gear collections. Quote Link to comment Share on other sites More sharing options...
jhook Posted September 9, 2013 Share Posted September 9, 2013 I do not feel sorry for anyone with huge student loans. If you cannot afford college, why go? Quote Link to comment Share on other sites More sharing options...
turbobrando Posted September 9, 2013 Share Posted September 9, 2013 I totally missed the whole La Dispute thread. I mean I saw it but was never compelled to open it, looks like I missed out. Quote Link to comment Share on other sites More sharing options...
billya Posted September 9, 2013 Share Posted September 9, 2013 I do not feel sorry for anyone with huge student loans. If you cannot afford college, why go? So that maybe you can put yourself in a position where you can afford such things. I forgot that in the US we aren't supposed to try and rise to the top. Quote Link to comment Share on other sites More sharing options...
Guest Posted September 9, 2013 Share Posted September 9, 2013 Uhh...to better yourself? To become more "employable"? I went to school because I realized working BS jobs sucked and I wanted to put my mind to better use. Flash forward to now and I am an engineer making over that loan amount per year, not including bonuses. Quote Link to comment Share on other sites More sharing options...
turbobrando Posted September 9, 2013 Share Posted September 9, 2013 If you cannot afford college, why go? If this were the case, I feel like 75% wouldn't go to college then. I couldn't technically afford it, but I found a job because of my degree, and now I can pay off my loans. Who can really afford 30-50k out of pocket? Quote Link to comment Share on other sites More sharing options...
Derek™ Posted September 9, 2013 Share Posted September 9, 2013 Did I miss something, or did that guy legitimately imply that most 17 year-old high-school graduates have $30k - $100k in their checking account, post graduation? "No, of course not. That's why you work after high-school and save up." -- at 25, I've yet to have a job where I could realistically earn enough money in a year (or two, or three) to pay for all my tuition, books, and-or rooming expenses required to achieve a degree. Does that even happen for people? Quote Link to comment Share on other sites More sharing options...
circuit bored records Posted September 9, 2013 Share Posted September 9, 2013 I do not feel sorry for anyone with huge student loans. If you cannot afford college, why go? This is an ignorant and pointless comment. No one was asking for your or anyone else's sympathy. Quote Link to comment Share on other sites More sharing options...
henster311 Posted September 9, 2013 Share Posted September 9, 2013 its also the damn interest rates that are fucking ridiculous. i wanted to go to school and im glad i did. the opportunities i was given, the people i met and the places ive been...all life changing. the fact that theres no one doing anything about student loans, just raising the interest rates, and charging late fees. the govt is projected to make 50bil in profit from student loans Quote Link to comment Share on other sites More sharing options...
jhook Posted September 9, 2013 Share Posted September 9, 2013 Let me rephrase my statement. I feel that a very large amount of fresh out of High School kids go to college because they feel that they have too. They put themselves and there parents in tremendous debt only to move back home or not be able to find a job. We are lied to at a young age that once you graduate you will be handed a 6 figure job. I am 31 and know people who complain about be in debt with a Liberal Arts degree. All you have done is just feed a system that fucks over the next generation that comes along. Quote Link to comment Share on other sites More sharing options...
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